Need more cheques, aye?

Personal cheque printing canada

According to historical accounts, Cheques were first used by Eastern Mediterranean merchants, and date back to some time before 1000 AD! Today, many companies and individuals still use them and are constantly searching for more cheap checks.

In 2010 alone, some 3,277 mailbox thefts were reported to Canada Post, and checks are the number one target of mailbox thieves. Cheap checks do not get any cheaper than that! Cheques were originally developed as a way to pay merchants and creditors without having to carry large quantities of paper money. Currently a cheque is the most common form of what is called a “bill of exchange” and is essentially an order made by one person (or company) to another to pay money to a third.

These were very similar to modern cheques in that they were a written document instructing the financial institution to make a payment to the cheque holder. Davis and Henderson cheques are widely popular in Canada. Did you know that nine out of 10 Canadian businesses are not aware that they have a choice when it comes to their cheque vendor?

Canadian customers when ordering cheques in recent years may have seen a rise in personalized cheques, which can vary cosmetically with different designs and also allow for the use of your own logo. Are you or your business in the market for cheap checks?

Technically, a cheque is a negotiable instrument, used in instructing a financial institution to pay a specific amount from a specified transactional account. When searching for cheap checks, keep in mind that both the drawer and payee may be natural persons or legal entities. Specifically and more to the points, cheques are actually
order instruments, and must be paid to the payee.

In some countries, such as the US, the payee may endorse the cheque, allowing them to specify a third party to whom it should be paid. For many companies finding cheap checks is essential to their day to day operations.

Although different forms of cheques have been in use throughout the world since ancient times and at least since the 9th century, it was only during the 20th century that Canadian cheques became a highly popular non cash method for making payments and the usage of cheques peaked. Today much of the demand for cheap checks is generated by big business.

By the second half of the 20th century, as cheque processing became automated, and thus, easier to mass produce, billions of cheques were issued annually. The need for cheap checks increased for many companies at this time. Research shows that these volumes peaked in or around the early 1990s.

Since then cheque usage has fallen some, partially replaced by electronic payment systems. Here in Canada however, the demand for cheap checks has not subsided.

Being paper based, cheques are costly for banks to process in comparison to electronic payments; further enhancing the need for cheap checks! Find out how to get cheap checks in bulk today!

In particular the handling of money transfer requires more effort and is time consuming. The cheque has to be handed over on a personal meeting or has to be sent by mail. The rise of automated teller machines means that small amounts of cash are often easily accessible, so that it is sometimes unnecessary to write a cheque for such amounts instead.

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